One of the pitfalls that some college students face is that they start to treat their refund check as a second (or only) source of income. It is extremely important to be financially literate and understand that the misuse of a refund check can put you in a dangerous situation. To combat the tempting impulse of spending your refund check on non-college related items, think of your refund checks as a means to a greater end. The ultimate prize is not a check every semester; rather, it is a degree from the university you are attending.
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