By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
The primary source of funding for college expenses for most students is through the Federal Student Aid Title IV program. The Pell Grant, Federal Work Study (FWS), and subsidized and unsubsidized Direct Loans all fall under FSA. While these options are great (especially the Pell Grant which does not need to be paid back), there are other, lesser-known options available for college students who need financial assistance.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Any U.S. citizen or eligible non-citizen that meets basic eligibility requirements is eligible for federal student aid. While meeting basic eligibility criteria is not hard, there are ways that students can lose their FSA eligibility.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
As with any major life decision, it is ultimately up to you to decide how much education is right for you. There are some fields that do not even require any college education, and there are other fields that require a doctorate. It may be hard to balance these financial decisions before making a decision, but being aware of the above pros and cons can help you with that decision.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Obtaining a college education is a dream for many, but unfortunately not everyone believes they are in the right position to chase that dream. Everyone should at least consider the benefits of going to college. If you are on the fence about going to college, consider some of these points when making your decision.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Access to a college education should not be based on how much money you have, but the harsh reality is that college can be extremely expensive. This reality can place many low-income students in high debt. While a student who earns a large income (or comes from a wealthy family) may be able to pay for their college costs up front, most students are not so lucky. There are ways for students to cut college costs, and some of the tips below can help students incur less debt throughout their college career.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Living in debt is stressful, but it is also commonplace in today’s world. Most adults have some debt that they are responsible for, and there are many that have multiple debts. This does not mean that you should hold off on your educational pursuits. Fiscally responsible individuals pay off their debts, and using some of these tips and tricks may make paying off your debts a little more manageable.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Remember, missing payments on your student loans have serious financial consequences. There is free help out there for students who are struggling with their loan debt. Instead of responding to a too-good-to-be-true email or letter from a debt relief company, contact your loan servicer, the Department of Education, or a trusted company such as ECMC to help you get your student loan debt under control.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
With summer winding down to an end in the next couple weeks, many students are heading back to school. The back to school season is exciting, stressful, and requires excellent time management in order for it to be a rewarding experience. Here are some tips for managing your time as the new student online, as well as ways to balance time at home with the kids.
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By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
At some point in your life, you will probably become a victim of identity theft, or your financial information will be compromised. There is no foolproof way to protect yourself, but these tips will provide you with ways to not only help negate these crimes, but how to quickly and efficiently detect them and correct them.