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By Ryan Laspina
Senior Specialist, Red Flags and External Reviews

Excellent customer service is of utmost importance to the success of our students. We have a Financial Aid Advising team that works to help students understand the FSA process, answer a multitude of questions and avoid mistakes.

Four Frequently Asked Questions and Their Answers

1. “I just filled out the FAFSA. Why are my classes not paid for?”

A lot of our students do not realize that the FAFSA is not an entity that pays out FSA. The FAFSA is the first step toward FSA eligibility. It must be filled out to receive any federal funding, but simply filling out this form does not mean the financial aid application process is over.

Once we receive your FAFSA and you meet other criteria, you can contact our Financial Aid Office (FAO) and complete the remaining steps to receive your FSA.

2. “When will my FSA disbursement be made available to me?”

The answer depends on certain factors pertaining to the student. Many students who ask this question are First Time Loan Borrowers (FTLB).

We use a multiple disbursement policy for FTLBs, so they can expect to receive their first FSA disbursement within 30-45 days of the beginning of their classes. Their second disbursement arrives around 30 days after the first disbursement.

3. “Why do I have a hold on my account?”

There are several reasons why you may be blocked from your student portal. If you were selected for record verification, you’ll need to submit the appropriate documentation before you can access the classroom.

Sometimes, you’ll have access to your classroom, but have a hold placed on your FSA disbursements. This situation occurs when we select you to be reviewed for academic engagement. As long as you progress and show adequate academic engagement (as outlined by the Student Handbook), we’ll remove the holds on your disbursements.

4. “Why did I not receive more of the Pell Grant?”

In order to receive the maximum amount of the Pell Grant for which you qualify, you’ll need to be enrolled full-time. To ensure full eligibility, have all of your registrations completed prior to census (Sunday of the class’s start week).

We advise students to make sure they have all of their class registrations in place (including registrations for classes that start later in the semester) in time to ensure they will receive the maximum amount of Pell.

There are other scenarios where a student does not receive as much Pell as they had anticipated. For example, students are no longer eligible for Pell if they hit their 600% lifetime allowance.

We’re Here to Answer Your Financial Aid Questions

We have a dedicated and knowledgeable financial aid team who are happy to answer your questions. If you are a university student and have financial aid questions, please feel free to call us at 855-731-9218 and talk to one of our helpful advisors.

By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS

The cold weather, the snow, the shorter days – all these things can have a negative effect not only on your mind, but also on your wallet. Below are some tips to aid you in being financially sound during the winter months.

By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS

One of the most useful tools accessible to students is the Net Price Calculator (NPC).  This is a great tool to use when assessing the total out-of-pocket costs associated with the school of your choice. They are much more accurate than just looking at total tuition costs because they factor in many other pieces of financial information.

By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS

When making goals, you want to make goals that will challenge you but are also realistic. Working on your mental and physical health is always important, but your financial health is also essential. Here are some suggestions to help you (and your wallet) be happier and healthier in 2016.

By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS

Living in debt is stressful, but it is also commonplace in today’s world. Most adults have some debt that they are responsible for, and there are many that have multiple debts. This does not mean that you should hold off on your educational pursuits. Fiscally responsible individuals pay off their debts, and using some of these tips and tricks may make paying off your debts a little more manageable.

By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at American Public University System

Financial planning is a skill that you will have to use for the rest of your life if you aspire to be successful. If you have the option to take electives, a financial management, financial planning, or similar class is an excellent option.

By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS

If you are a college student (or an aspiring college student), then you know that tuition is not the only cost you have to incur to get your education. Finding affordable alternatives for your classwork may be easier than you think.