By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
If you are serious about student loan repayment, but want the opportunity to find a job in your career field without feeling like you need to take the first job that comes around, one of these options may be right for you. Again, as with any major financial decision, make sure you do your homework before committing to a repayment plan.
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
Paying extra on loan payments is not always the right decision. If you feel comfortable paying the minimum monthly payment, then that is the option you should choose. The most important thing to remember is that you need to be clear with your loan provider about how the extra funds should be allocated.
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
Dropping or withdrawing from a class is an option if you do not feel like you are going to be successful in the class, but please keep in mind that any decision you make could have a significant impact on your Federal Student Aid (FSA).
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
In addition to benefiting your financial intelligence for the rest of your life, financial planning classes will help you understand your rights and responsibilities as an FSA (federal student aid) recipient.
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
Many students have found themselves in a situation where their student loans are just too overwhelming. Defaulting on a loan is a prime way to ruin your credit, so what do you do? If you have every intention of paying back your loans, but just are not in the financial position to do so, there are options for you.
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
College is supposed to prepare students for life in the “real world.†Sadly, a college degree does not always guarantee gainful employment. In an ever-competitive job market, it is important that you position yourself for gainful employment after college.
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
Understanding federal student aid (FSA) is not an easy task. It is such an extensive subject and many people can become confused easily. When studying FSA, make sure you use a reliable source so that you know the information is accurate.
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
Before you proceed in choosing your course load you may want to spend some time deciding how many classes you should take for the upcoming semester. This is a very important decision, as you should strive to efficiently manage your financials and your time. Let us discuss some tips for determining a perfect course load.
By Ryan Laspina
Compliance and Default Prevent Specialist at American Public University System
For most college students, federal student loans are necessary to cover the costs of attending college. Taking out student loans is a decision that takes a lot of planning, thought, and responsibility. Before taking out any student loans, you should decide if they are really necessary to cover educational expenses.